1099 filing services so January comes without the scramble.
1099 filing services that run all year, so January is a check, not a hunt. We track what you pay each contractor as it happens, collect a W-9 from every payee, and prepare your 1099-NEC and 1099-MISC forms for the January deadline. For payments made after December 31, 2025, a 1099-NEC is due for each non-employee you pay $2,000 or more for services in the year. Priced at $25 per form.
Written quote · priced per form · no commitment
1099 review: contractors paid, January to September
| Product photographer · W-9 ✓ | 3,450.00 · 1099-NEC |
|---|---|
| Listing designer · W-9 ✓ | 2,800.00 · 1099-NEC |
| Virtual assistant · W-9 requested | 2,400.00 · 1099-NEC |
| Copywriter · W-9 ✓ | 1,250.00 · under 2,000 |
| PPC consultant · paid by card | 4,200.00 · 1099-K |
| Prep center · corporation | 6,180.00 · no 1099 |
| Contractor payments, year to date | 20,280.00 |
| 1099-NEC forms so far | 3 |
| Payees reviewed | 6 of 6 · ✓ W-9s chased |
Also checked YTD
- A W-9 for every payee ✓
- Payee type: person, LLC or corporation ✓
- Card payments set aside for 1099-K ✓
- Totals tied to the ledger ✓
January 31 falls on a Sunday, so the next business day
ILLUSTRATIVE 1099 REVIEW — DEMO STORE, NOT A CLIENT
You pay freelancers to grow your store.
Photographers, designers, virtual assistants, copywriters and ad consultants: if they work for your store and aren't on payroll, they belong on the list.
The rules changed for 2026 payments.
January is the wrong time to find out who you paid, how, and whether you have their tax ID.
$2,000 is the new line
For payments made after December 31, 2025, the 1099-NEC threshold is $2,000 a year per non-employee, up from $600. The IRS says it may be adjusted for inflation from 2027.
See year-end close →A W-9 before the first payment
Form W-9 is how a payee gives you the correct taxpayer ID for the information return. Asking in January is how forms end up late.
See accounts payable →Card payments go on a different form
Payments made by credit card or through a third-party network are reported on Form 1099-K, not on a 1099-NEC or 1099-MISC.
Read the answer →Contractor or employee?
The IRS looks at behavioral control, financial control and the type of relationship. Workers you direct like staff may belong on payroll.
See payroll →What our 1099 filing services include.
Contractor payments tracked as they happen, so January is a check, not a hunt.
- Contractor payments coded by payee MONTHLY
- W-9 requested from every new payee ONGOING
- Payee type and payment method checked MONTHLY
- Year-end list of who needs a 1099 ANNUAL
- 1099-NEC and 1099-MISC forms prepared ANNUAL
- Forms checked and handed to your payroll or 1099 provider to submit ANNUAL
Contractor payments are reviewed with each monthly close, by day 15 of the following month.
Profit & Loss — September
| Amazon sales | 38,420.00 |
|---|---|
| Shopify sales | 21,760.00 |
| eBay sales | 4,310.00 |
| Net sales | 64,490.00 |
| Cost of goods sold | (23,190.40) |
| Marketplace fees | (9,874.15) |
| Gross profit | 31,425.45 |
SAMPLE · ILLUSTRATIVE FIGURES · NOT A CLIENT
1099 filing, priced per form.
Each 1099 is priced per form at $25. Every figure comes from our pricing page, and yours is confirmed in writing after your free books review, before you commit.
| Service | Billed | Price |
|---|---|---|
| 1099 filing for contractors | per form | $25 |
| Year-end close package | per year | $799 |
| Payroll preparation & reconciliation | /month | $49 |
Catch-up bookkeeping
Behind on your books? We bring missing months current first, so every contractor payment is on the list. See catch-up →
Four steps to books you can trust.
Free books review
You send the access invitations. We look at where your books stand.
Quote in writing
Your plan and price, before you commit to anything.
Catch-up
Missing months brought current and reconciled.
Monthly close
Books closed every month, reports in your inbox.
[[FILL]]
[[FILL: name]]
Bookkeeper for contractor payments and 1099s · [[FILL: credential, exactly as held]]. The same named person tracks your contractor payments all year and prepares your 1099s, and every form is reviewed before it goes out.
We work in the tools you already use.
Contractor payments stay in your own QuickBooks Online or Xero account.
WORKS WITH
Product names belong to their owners.
Your tax preparer gets clean books, every year.
At year-end your tax preparer gets the contractor picture in one place.
- Copies of every 1099-NEC and 1099-MISC ✓
- Contractor totals tied to the ledger ✓
- A W-9 on file for every payee ✓
Questions sellers ask about 1099s.
Why doesn't my 1099-K match what I actually made?
The other 1099 sellers deal with, and how to tie it out.
Read the answer → AnswerMonths behind on your books? What happens and what to do
Why missing months make year-end forms harder, and what it takes to catch up.
Read the answer → AnswerE-commerce CPA vs accountant vs bookkeeper: who do you need?
Who does what, from monthly books to your tax return.
Read the answer →Behind on your books? See catch-up bookkeeping →Get a free books review →
Sources
- IRS — Instructions for Forms 1099-MISC and 1099-NEC (Rev. December 2026) · fetched 2026-10-07
- IRS — Form 1099-NEC & independent contractors (FAQ) · fetched 2026-10-07
- IRS — General Instructions for Certain Information Returns · fetched 2026-10-07
- IRS — E-file information returns with IRIS · fetched 2026-10-07
- IRS — About Form W-9 · fetched 2026-10-07
- IRS — Independent contractor (self-employed) or employee? · fetched 2026-10-07
1099 filing questions
What is the 1099-NEC threshold for 2026?
For payments made after December 31, 2025, you file a 1099-NEC for each non-employee you pay $2,000 or more for services in the year. It was $600 for earlier payments, and the IRS says it may be adjusted for inflation beginning in 2027.
When are 1099s due?
File the 1099-NEC with the IRS and give the contractor their copy by January 31. A 1099-MISC goes to the recipient by January 31 and to the IRS by February 28 on paper or March 31 electronically. A date that falls on a weekend or legal holiday moves to the next business day, so for 2026 payments the 1099-NEC is due February 1, 2027.
Do I send a 1099 to a contractor I paid by credit card?
No 1099-NEC is needed for that payment. Payments made by credit card or through a third-party network are reported on Form 1099-K instead.
Do corporations get a 1099?
Generally, payments to a corporation, including an LLC taxed as a C or S corporation, don't need a 1099-MISC. Payments for legal services are an exception, and we check every payee's W-9 for its tax classification.
Do my 1099s have to be filed electronically?
Yes, if you file 10 or more information returns in total for the year. The IRS's free IRIS system accepts 1099-NEC and 1099-MISC and needs an IRIS Transmitter Control Code. Your payroll or 1099 provider submits the forms; we prepare and check them first.
How much does 1099 filing cost?
$25 per form, from our pricing page, confirmed in writing after your free books review.
See where your books stand — free.
Get a written review of every channel: what's reconciled, what's missing, and the exact price to fix it. No card, no commitment.
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