Cash flow forecasting that tells you when you can reorder.
Cash flow forecasting shows you, week by week for the next 13 weeks, whether the cash is there for your next order. We build it from your reconciled books: payouts in, supplier deposits, ads, payroll and sales tax out. You see the tight week before you place the order, from $299 a month.
Free books review · written quote · no commitment
13-week cash forecast: weeks 1–6
| Opening cash, Sep 30 | 25,634.45 |
|---|---|
| Wk 1 · Oct 1–7 · supplier bills | 23,804.45 |
| Wk 2 · Oct 8–14 | 30,034.45 |
| Wk 3 · Oct 15–21 · PO deposit | 18,017.10 |
| Wk 4 · Oct 22–28 | 23,927.10 |
| Wk 5 · Oct 29–Nov 4 · rent | 23,452.10 |
| Wk 6 · Nov 5–11 | 30,152.10 |
| Wk 8 · PO balance, before any draw | 14,280.90 |
| Plan · draw 10,000.00 in wk 8 | 24,280.90 · ✓ Above floor |
Built from Sep 30
- Reconciled bank balance ✓
- Payouts by channel ✓
- Open supplier bills ✓
- Purchase order terms ✓
Seen seven weeks ahead, with a plan to cover it
ILLUSTRATIVE FORECAST — DEMO STORE, NOT A CLIENT
Your cash moves in big steps.
You sell $50k to $1M a year online, you pay for stock months before it sells, and you want to know which week the bank balance gets tight.
Profit and cash rarely move together.
A seller can post a profitable month and still run short, because stock is paid for long before it sells and payouts arrive net.
Stock is paid for before it sells
A purchase order takes cash now and only reaches COGS as units sell, so the P&L and the bank tell different stories.
Read the answer →One order, several payments
Deposit, balance, freight and duty each leave the bank in a different week. The forecast books every one of them.
Read the answer →Payouts arrive net
Fees, refunds and reserves come out before the money lands, so the forecast works from payouts, not from sales.
Read the answer →Sales tax collected is set aside
Tax collected on your store sits in your bank until it is remitted. The forecast shows it leaving.
See sales tax monitoring →Margin sets what you can reorder
Knowing which SKUs and channels earn the most tells you where the next order's cash should go.
See profit by SKU and channel →What our cash flow forecasting includes.
A rolling forecast, plus a short written read on what it means for your next order.
- 13-week cash forecast, week by week ROLLING
- Reorder plan: deposit, balance, freight and duty by week ROLLING
- Forecast vs actual for the weeks just closed MONTHLY
- Tightest week flagged, with options to cover it MONTHLY
- A short written summary of what changed MONTHLY
- Next year's plan, built from this year's actuals ANNUAL
Each forecast starts from books closed by day 15 of the following month.
Profit & Loss — September
| Amazon sales | 38,420.00 |
|---|---|
| Shopify sales | 21,760.00 |
| eBay sales | 4,310.00 |
| Net sales | 64,490.00 |
| Cost of goods sold | (23,190.40) |
| Marketplace fees | (9,874.15) |
| Gross profit | 31,425.45 |
SAMPLE · ILLUSTRATIVE FIGURES · NOT A CLIENT
Cash flow forecasting, one monthly price.
Forecasting is a monthly service on top of your bookkeeping, at $299 a month, the figure on our pricing page. Your scope is confirmed in writing after your free books review, before you commit.
| Service | Billed | Price |
|---|---|---|
| Cash-flow & inventory planning | /month | $299 |
| Inventory & COGS accounting | /month | $99 |
| Fractional CFO | /month | $2,000 |
Catch-up bookkeeping
A forecast needs current books. If yours are behind, we bring the missing months current first, priced per month behind. See catch-up →
Four steps to books you can trust.
Free books review
You send the access invitations. We look at where your books stand.
Quote in writing
Your plan and price, before you commit to anything.
Catch-up
Missing months brought current and reconciled.
Monthly close
Books closed every month, reports in your inbox.
[[FILL]]
[[FILL: name]]
Cash-flow forecasting lead · [[FILL: credential, exactly as held]]. The same named person builds and rolls your forecast forward, and walks you through the tight weeks before you commit to an order.
Built from the books you already keep.
The forecast starts from reconciled balances in your own QuickBooks Online or Xero account, with payouts brought in through A2X or Link My Books.
WORKS WITH
Product names belong to their owners.
A forecast is only as good as the books under it.
Every forecast starts from a reconciled bank balance and real open bills, so the first week is a fact, not a guess.
- Bank reconciled to the statement ✓
- Supplier bills agreed to statements ✓
- Sales tax collected held as a liability ✓
Questions sellers ask about cash and inventory.
Is inventory a current asset or an expense?
Why stock you haven't sold sits on the balance sheet, and what that does to cash.
Read the answer → AnswerWhat is landed cost, and how do I work it out for my products?
The full cost of getting one unit ready to sell, and when each part is paid.
Read the answer → AnswerI'm months behind on my bookkeeping. What happens now?
Why a forecast has to start from books that are current.
Read the answer →Behind on your books? See catch-up bookkeeping →Get a free books review →
Sources
- A2X: integrations · fetched 2026-10-07
- Link My Books: home page · fetched 2026-10-07
Cash flow forecasting questions
How much does cash flow forecasting cost?
$299 a month, as shown on our pricing page. Your scope is confirmed in writing after your free books review.
Why 13 weeks?
Thirteen weeks is one quarter: long enough to see a purchase order from deposit to sell-through, and short enough to plan week by week.
How often is the forecast updated?
It rolls forward on the schedule set in your written quote, and we compare the forecast with what actually happened.
Do I need monthly bookkeeping as well?
Yes. The forecast starts from reconciled books, so it runs alongside a monthly plan, from $249/month.
Can it help me plan a big inventory order?
Yes. We map the deposit, the balance, freight and duty to the weeks they leave the bank, and show whether the order fits your cash or needs a different payment schedule.
See where your books stand — free.
Get a written review of every channel: what's reconciled, what's missing, and the exact price to fix it. No card, no commitment.
Get my free books review